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Your financial blueprint

  • Writer: René Ameling
    René Ameling
  • Jun 24
  • 3 min read

Updated: Jul 15


image of euro banknotes

Everyone has a financial blueprint. But what is it exactly?


Your financial blueprint is formed by programming and conditioning in your childhood. Do you think a child comes out of the womb with his or her attitude towards money or is this learned behavior? Makes sense right? Everyone is taught in their childhood how to think about and deal with money.

This information is stored in your subconscious mind and you act on it without consciously realizing it.


There are three ways we receive this conditioning:


  1. Verbal programming: What did you hear about money, wealth, and rich people when you were growing up?

  2. Modelling: How did your parents handle money?

  3. Specific events: What you experienced and your association with money because of that event.


Verbal programming


Growing up, did you hear sayings like “money doesn't grow on my back, money doesn't make you happy, you have to work hard to make money, the rich get richer and the poor get poorer, save money for a rainy day or we can't afford it?”.


Everything you heard  about money growing up remains in your subconscious mind as part of how you deal with money now. Your subconscious conditioning determines your thoughts. Your thoughts determine your decisions and your decisions determine your actions which ultimately determine your outcome.


Modelling


As a child you learn a lot by observing and imitating. This also applies to how you deal with money.

Were your parents spenders or savers? Did they invest money or not at all? Did they take risks with money or not? Was there always enough money or was it always a struggle to make ends meet? Was money a source of happiness or the cause of arguments?


In this case, the apple doesn't fall far from the tree. If you look at your own financial situation now and how you handle money, do you see parallels with how your parents handled money?


Do you spend money like water and never have anything left or do you just save it and never enjoy it? Are you afraid of losing it if you don't spend it? Or do you hold on to it anxiously 'just in case'?


Specific events


Do you associate money with a negative or positive experience that now determines how you handle your money?

For example, do you associate money with stress?

My father had a good job but also a lot of stress at work. Due to a combination of factors but certainly due to the stress, he had a heart attack at the age of fifty and died. So I associated money with a busy job but with a lot of stress. Subconsciously, that probably caused me to find a career less important and actually have always been an underachiever. Stress was equal to the death of my father and that is why I avoided unhealthy stress like the plague.

As a result, at a certain point I stopped pursuing a career and therefore earning more money.


Do you recognize this? Do some soul searching and ask yourself if your attitude towards money has a deeper cause.


But don't worry!


Fortunately, you can change your attitude towards money! By following these steps, you can become aware of how you deal with money.


  1. Awareness: Be aware of how you handle your money. Are you a carbon copy of your parents in your behavior or are you the complete opposite?

  2. Understand: Write down how the actions of others have affected your financial life.

  3. Unplug: Understand that what you were taught in your childhood is not necessarily your choice. Can you see that you have a choice right now to do things differently?


Conclusion


If you are currently experiencing financial difficulties, realize that you have the power to change this. You can change the programming and conditioning from your childhood by consciously looking at your behavior and attitudes toward money.


I have also changed my attitude and I am now much more aware of my money and I see opportunities everywhere to make sure my money works for me and becomes more valuable.


Did you find this article interesting? Then definitely read the book "Secrets of the millionaire mind" by Harv T. Eker . It was the first book I read and it changed my perspective on money and making money forever. The book goes much deeper into the points mentioned above and is written in an easy to read way.


Are you curious about how your brain works and how you can reprogram your behavior? Then read the book "Breaking the habit of being yourself" by Dr. Joe Dispenza.


And for more conscious money management, see also the posts "The 10% rule" and "The latte factor".


Did you like this article? Do you have any questions? Leave a like or comment below. And share this article with your friends using the social media buttons!














 
 
 

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